A Family Tradition
of Financial Expertise
Independent Financial Advisor, guiding families and businesses in protecting and growing wealth for over four decades.
Our Legacy
A Commitment to Your Financial Security
Girard Financial Services was founded in the early 1980s by Phil Girard with a simple mission: to help families and businesses secure their financial futures. What started as a small, family-run business has grown into a trusted financial advisory firm.
In 2008, Brian Girard joined his father in the family business, continuing the legacy of personalized, client-focused financial planning and carrying forward the same dedication to client success. With deep roots in the community and decades of experience, Girard Financial has become synonymous with trust, reliability, and personalized service.
Today, we proudly serve clients across British Columbia and Alberta, offering services such as life, critical illness, and disability insurance, as well as RRSP’s, TFSA’s, pension, retirement, and estate planning.
As independent brokers, we work with all of Canada’s top insurance companies to find the best insurance products and investment solutions tailored to your unique needs. Whether you’re looking to protect your income with disability insurance, ensure your family’s security with critical illness insurance, or reduce taxes through strategic estate planning, we are here to guide you.
Navigating the Weight of Financial Instability
Protecting Your Wealth from Life’s Uncertainties
At Girard Financial Services, we understand how unpredictable life can be. Whether it’s an unexpected injury, illness, or even premature death, these events can jeopardize your income and long-term financial stability. Without the right planning, your family or business could face severe financial hardships or steep tax burdens, potentially diminishing the wealth you’ve worked so hard to build.
Why We’re Different
Trusted Expertise and Independence
Independent Brokers, Tailored Solutions
As an independent broker, Girard Financial isn’t tied to any single provider. We work with all of Canada’s top insurance and investment companies, ensuring that we can find the perfect product for your needs at the most competitive price. Our independence allows us to act solely in your best interest, delivering personalized, flexible financial solutions designed to protect and grow your wealth.
Our Services Include:
Financial
Planning
Cashflow & Debt Management
Insurance
Planning
Investment
Planning
Retirement
Planning
Estate
Planning
Business Insurance Planning
Tax
Planning
Whether you’re protecting your income or maximizing your tax efficiencies, we have the experience and resources to guide you through it.
Our Approach
Financial Guidance You Can Trust
Clear, Custom Solutions
We believe that everyone deserves access to professional financial advice that’s both understandable and fully customized to their needs. Our clients trust us because we take the time to get to know them and tailor every plan to meet their specific goals and life circumstances.
From eliminating probate to reducing estate taxes and helping families pass on wealth, we’ve helped countless clients secure their financial futures. We are proud to say that many of our clients stay with us for generations—working with parents, adult children, and even grandchildren to create lasting legacies.
Your Future Starts Today
A Plan for Confidence, A Path to Financial Security
Our mission is simple: We help you protect your income and grow your wealth so you can live with confidence. Whether you’re planning for retirement, managing your business finances, or ensuring your loved ones are taken care of, our personalized approach guides you through every step.
By leveraging our trusted partnerships with Canada’s leading financial institutions, we ensure that your financial plan is tailored to your needs—no matter the size of your goals. Your financial security is our priority, and we’re here to help you build a solid foundation for the future.
Start Building Your Financial Future Today